India’s First ATM Inside a Train Starts on Panchavati Express
Indian Railways has started something new and amazing: the first ATM in India inside a train. They have put this trial ATM on the Mumbai-Manmad Panchavati Express train. This will let people take out cash easily while they are traveling on the train. People who travel on the Janshatabdi Express train can also expect to use this soon, as part of Indian Railways trying to make things better for passengers.
A Helpful Addition for People Traveling by Train
The ATM is in a train that has air conditioning. It’s placed in a small closed-off area at the back of the train. This area used to be used as a temporary small kitchen. For safety and to make it easy to use, this closed-off area has a door that can be closed. This will help the ATM work smoothly even when the train is moving. A private bank provided this ATM, and it’s a very helpful thing for passengers who need cash during their trip.
According to the people in charge at Central Railway (CR), putting in this ATM is the start of a test. They want to see if it’s a good idea to have places where people can take out cash on trains that are moving. The goal is to see if they can easily put these kinds of ATMs on other trains across Indian Railways in the future.

What Happened to Put the ATM in the Train
The train that now has the ATM was changed at the Manmad Railway Workshop (a place where trains are fixed and changed). People working for the railway are watching how the ATM works very closely. They are especially making sure that the internet connection stays good along the train’s route. This makes sure that passengers can take out cash without any problems during their whole trip.
Swapnil Nila, who is the Chief Public Relations Officer for Central Railway (the person who talks to the public), said that this ATM is being tried out first. If it works well, Indian Railways hopes to put this new feature on more trains. This is part of a bigger plan called the New Frontier Railways (NFR) plan.
Details About the Panchavati Express Train
The Panchavati Express train is known for always being on time. It travels every day between Chhatrapati Shivaji Maharaj Terminus (CSMT) in Mumbai and Manmad Junction in Nashik (another city). The whole trip takes about 4 hours and 35 minutes. This makes it a popular and quick way for people to travel between these two cities.
This new idea fits with Indian Railways trying to make their services better, focusing on making things easy for passengers, and making train travel more modern. With this latest new thing, trains are now even better at meeting the growing needs of people who travel in India.
What the Future Holds for ATMs on Indian Trains
If this test shows good results, Indian Railways plans to put these ATMs on other trains too, including important trains like the Janshatabdi Express. This would give more people the chance to get cash while they are traveling, making their overall travel experience even better.
This new ATM on a train that is moving not only makes things easier for passengers but also shows that Indian Railways is thinking ahead and coming up with new ideas to improve their services.
Key Things to Remember
- Train with ATM: The Mumbai-Manmad Panchavati Express now has an ATM, so you can take out cash while traveling.
- First Time in India: This is the very first ATM on a train in India, a big new step by Indian Railways.
- Goal: They are testing if it’s a good idea to have ATMs on trains to make things easier for passengers.
- Future Plans: If it works out, they might put ATMs on many train routes, including the Janshatabdi Express and others.
This move is seen as a big step forward that could lead to more modern things being available in Indian Railways passenger services. Keep watching for more updates as Indian Railways changes how we travel across Maharashtra, including Mumbai and other places.
Also Read : Mumbai AC Local Trains: Central Railway Adds 14 New Services from April 16
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